In Ontario completing a Beginner Driver  Education (BDE) Program also known as MTO-Approved driving course is highly beneficial for new drivers. Not only does it help you learn safe driving skills but also makes you eligible for auto insurance discounts and allows you to progress through Ontario's Graduated Licensing System (GLS) faster.  Most auto insurance companies in Ontario offer discounts (typically 10-30%) to new drivers who complete an MTO-approved BDE Program. These discounts can significantly reduce your insurance premiums, especially for young or inexperienced drivers. After completing an MTO-approved program, you will receive a certificate of Completion. This certificate is required to claim an insurance discount.  More info about how to request proof of completion of the driving course organized by our driving school in Toronto can be found by clicking this link:  BDE Program Completion Certificate. 

Insuring a Vehicle in Ontario

There are three items required for driving: A valid Driver's License, Insurance, and Ownership.  Every vehicle that is registered in Ontario must be insured. Insurance helps a vehicle owner pay for the cost of a collision. You can buy insurance from a company by paying a premium. Premium is the amount of money for coverage over a specified period of time that you have to pay the insurance company in equal monthly payments. In Ontario, you can pay your insurance premium monthly, quarterly, or annually. Coverage is protection against a specific kind of loss.  When you are driving you are always covered under the policy of the vehicle owner,  not a driver.

Mandatory Insurance in Ontario

If you own a vehicle and drive in Ontario four mandatory insurance coverage are required by law:

A. Liability
B. Accident Benefits
C. Uninsured Automobile
D. Direct Compensation - Property Damage

You can also choose to buy additional insurance to extend those coverages' to protect against other risks. 

Potential Auto Insurance Rate

You can determine your potential auto insurance rate by getting a free auto insurance quote for the vehicle you have or may buy in the near future. It is great to have an idea of the expected cost. To receive an estimation of a quote, visit the following website and complete the quote form.  Please click here to access the website. After sending the form you will be provided with the lowest auto insurance quotes available from the insurer. 

Complete a BDE Program in our driving school - one of the best in Toronto based on our students' reviews and learning feedback. It is worth the investment for the insurance discount and faster licensing.  Compare Insurance Quotes by shopping around for the best rate, especially as a new driver.